Longfury

evos r more rare and higher performance

trigeek37

insurance is mostly based on the value of your car and your age
performance comes into play, as does the cost to fix, and your driving record.

but driver age & cost is the biggest modifiers.

Longfury

well by the time i am ready to actually buy one i'll be 25 and only 1 ticket on my record :P

Rasputin

then don't worry about it, 25 is the cutoff age. next thing you need to do is get married and have a kid

Longfury

married maybe...kids...never

digdat

iTrader: (31)

i'm 22 with no tickets ... no accidents nor any claims on my record. it shows that i'm married (not really) and a student ... and my insurance for a '03 oz rally is $134 per month ... i assume the Evo will be a little more. I'm also gonna look around town. You should just call some people and see about getting a quote .. ?

trigeek37

yeah, and do some research online... also, find out who your friends and family use - who your agent is can make a difference & save you some bucks.

AutoXer

iTrader: (1)

Having children lowers your insurance? By how much? I have an 8 month old and I don't recall ever telling the insurance company. Maybe, I need to call them.

Daveyd

iTrader: (1)

I am 29, not married, and have 1 kid. I am insured through State Farm. They take having 1 kid as being married and lower your insurance rates to reflect that.

Secret Chimp

iTrader: (2)

Evos are NOT more rare than Type R's. There were less than 5k Type R's made over 4 model years. There are about 5k EVO's being made in ONE model year.

But the performance numbers aren't so important to insurers. They want to know how likely thay will be to replace or repair a given car. So if you are young, you are more likely to wreck a car....so your insurance will be higher than others. If your car is likely to be stolen, your insurance will be higher than a car that is stolen less.

In my area, it would have cost me less to insure a Ferarri than the Type R I had.

SC

Thwack

I'm 22 w/ 1 ticket on my record, and The lowest quote I found for an '03 wrx was 1200+ for 6 months. All you guys under 25 with even 1 ticket, be prepared to pay that or more.. the average quote I got was 1500 for 6 months.

Secret Chimp

iTrader: (2)

Only if you also live in the DC area.

SC

Fireball

iTrader: (15)

Per this thread... https://www.evolutionm.net/forums/sh...threadid=12916

I said...

Ok, talked to my insurance agent and got some rates. Now keep in mind here people, I have some of the best possible variables when it comes to insurance. I am over 25, I live in an ultra-low car theft county, have 10+ years of continous accident free coverage and have no speeding tickets on my record...

Quoted as per MSRP: $451.40 every 6 months.
Quoted as a 2003 WRX: $516.50 every 6 months.

So, there it is. She is going to email the underwriter with information I gave her about the car and see if anything would change. I'll hear back from her today or tomorrow.

Coolguy949

iTrader: (10)

I'm 21 with 2 points on my record. I was quoted $991 every 6 months for the EVO after I gave him the specs and told him it's comparable to a WRX. In july one of my points dissapears and my rate will be around 775 every 6 mo.. It really depends who your agent/insurance carrier is. Notice how a lot of people fall under the same category here as far as age/points/marital status go and the numbers still vary.

Rob

Liandrin11

This all drastically depends on your location as well as your age. I bought my Prelude SH new in '99 (21 at the time), car cost $27,500, no tickets, never an accident, and I was paying $365 per month for insurance. Of course I live in a completely urban environment which is the most costly. That 25 cutoff age really does make quite a difference. When I turned 25 I nearly **** myself at how much my rates dropped. Just plan on it being expensive and if you end up being pleasantly suprised, no harm done.