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Insurance = off the heeze

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Old Jun 13, 2005, 10:58 AM
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Angry Insurance = off the heeze

Just got a letter in the mail saying my insurance is going up 400 bucks!! My total is now 2900 for the year. Can you guys believe this crap? The reason was that the symbol rating for the car has now changed or something along those lines.

I'm 22, living in MA, with 3 speeding tix in the past 5 years. I think we get a huge discount when we've been driving for 6+ years so I should have some relief in sight soon enough. What are you guys paying? Is it as outrageous? My insurance payment is creeping up to what most people pay for their cars

So much money down the drain with this hobby
Old Jun 13, 2005, 11:01 AM
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im on watch by my insurance right now, they almost put me at hi risk after my last ticket, but mine is not close to that much
Old Jun 13, 2005, 11:05 AM
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Welcome to Taxachusetts、man. I am the same age as you with 1 ticket and I am 2200$.
Old Jun 13, 2005, 11:07 AM
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Thumbs down

im registered in MA havent recieved a letter yet and I better not or thios is really going to suck...
Old Jun 13, 2005, 11:07 AM
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Geico sent me a letter saying that my car was rerated based on incident statistics, so my insurance went up too.
Old Jun 13, 2005, 11:08 AM
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Originally Posted by Tsurara
Welcome to Taxachusetts、man. I am the same age as you with 1 ticket and I am 2200$.
do you know of any breaks when you've been driving for 6 years? I've heard that you are not classified as "inexperienced" after the 6 year mark, and get a huge break.
Old Jun 13, 2005, 11:08 AM
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I'm 26 with $105 for full coverage a month...some other cars on the insurance so that helps a little
Old Jun 13, 2005, 11:09 AM
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I've looked into what insurance would cost me if I bought an Evo... I'm 20 right now. One accident 2 years ago (black ice, downhill slope, rear end, my fault), and no tickets. Online quotes seem to be trying to hit me for ~$4000/yr. It's really putting me off...
Old Jun 13, 2005, 11:09 AM
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people need to stop crashing and getting pulled over in their Evos
Old Jun 13, 2005, 11:12 AM
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Originally Posted by anjapower
do you know of any breaks when you've been driving for 6 years? I've heard that you are not classified as "inexperienced" after the 6 year mark, and get a huge break.
Yeah, you should be getting a break for 6 years (experience) and when you hit 23 you also get another break. Also keeping your points down helps. Just a few more months for the 23 years break for me. The 23 years break is pretty big, my friend was paying 2800 for his GSX now he pays about 2000.
Old Jun 13, 2005, 11:15 AM
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yes in MA big drops for 6 years and 23yo
Old Jun 13, 2005, 11:19 AM
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step 11 pay 2500,500 deduc
Old Jun 13, 2005, 11:21 AM
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my insurance for my 04 xterra and 05 evo is a total of 190 a month or $2280 for the year for both vehicle's.

PBA Cards save me for insurance points
Old Jun 13, 2005, 11:23 AM
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There are people in NNJ paying over 5k for their cars so you could consider yourself lucky.
You'll get a pretty decent break once you hit 25, of course unless you speed some more and get caught for it
You can also get a break by having a beater daily car and say you only drive your Evo on the weekends. That's not gonna save you much on insurance (if you look at the total cost) but you'll be saving on gas and maintenance on your Evo.

Reading about what some of you guys pay makes me drive speed limit more and more often.
Old Jun 13, 2005, 11:26 AM
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Originally Posted by 8ASTI
yes in MA big drops for 6 years and 23yo
I pray for my 23rd birthday then.


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