GEICO insurance gave me the BIG shaft! for my modded EVO...

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Feb 21, 2006 | 10:40 AM

#16

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From: Northern California

You definitely get what you pay for sometimes... Geico and progressive is cheap for a reason - their service sucks when you do need them.

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Feb 21, 2006 | 02:41 PM

#17

Evo_Jay

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From: Chico, CA (NOR-CAL)

Quote:

Originally Posted by Phenix_fyah

when you do need a claim and they find out, waht do yo do then einstein?

I had mods on my VIII and had to make a claim, they didn't even know that I had mods. Its not like they know what parts come on a EVO stock.

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Feb 21, 2006 | 02:44 PM

#18

DahakaJR

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From: Longview, WA - Dookie hole of Washington.

Quote:

Originally Posted by Evo_Kid

Never tell them you have mods, they wont know.

this has worked for me for years..

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Feb 21, 2006 | 02:51 PM

#19

Evo_Jay

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From: Chico, CA (NOR-CAL)

Quote:

Originally Posted by robertrinaustin

The problem with not listing mods with your insurance company is you won't have coverage. Your $35k EVO will be covered for a replacement cost of $20,000. I am looking for declared value coverage (I think that is what they call it anyway). It is very common and easy to get for vintage cars, but I'm trying to find someone to do it on the EVO. I'll keep you posted.

Back when I had my Supercharged Civic w/ GSR motor I had to get insurance for "Special Equipment" so that if anything every happen I would get how much I put into it, and not how much a reg. Civic blue booked. On the Civic though I had over 10K in Mods (3K for stereo, 4k for GSR swap, 3K for S/C, etc.) and the car was only worth like 6K (KBB). That was a little different though, because the mods on the civic cost 200% more then the car, with the EVO, my mods only cost about 10% of what its worth.

But now if anything were to happen, I would take my car to my shop before I called the insurance company and make the car stock.

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Feb 21, 2006 | 02:55 PM

#20

NYREDEVO

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From: Westchester NY

Go find a broker in Maryland!

GEICO sucks

Last edited by NYREDEVO; Feb 21, 2006 at 02:58 PM.

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Feb 21, 2006 | 02:56 PM

#21

spyonu2007

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From: Central IL.

Quote:

Originally Posted by gsrboi80

State Farm

State Farm dicked me twice. Once on a 3S vr4, the other on my Gvr4...
Both were a total loss. I fought and fought with them over price, and when it came time to pay up, they payed far less than what it would cost to replace the vehicle..

Get your car pre-appraised... Submit that as the replacement value to state farm, then insure if for that amount... You will pay more a month, but then at least they cant stick it too you.

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