My baby - '05 RS Vandalized
Aug 12, 2006, 08:10 PM
#16
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I would venture to guess that once you file a claim they are going to raise your Insurance rates. Probably why the guy changed the subject after he said to just claim the glass damge and get that fixed for free.
That would be my first question to them.. "If I file a claim will my rates go up?"
Most Insurance companies will do that. File a claim to get some back some of the thousands of dollars you pay them and they jsut end up charging you more.
Insurance Companies = Legal Extortion
That would be my first question to them.. "If I file a claim will my rates go up?"
Most Insurance companies will do that. File a claim to get some back some of the thousands of dollars you pay them and they jsut end up charging you more.
Insurance Companies = Legal Extortion
Aug 12, 2006, 08:40 PM
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What time of day was this? If you were in the bank I assume it was the middle of the day... I can't believe there were not any witnesses and also that someone has the nuts to do that in broad daylight... sorry to hear
Aug 12, 2006, 08:46 PM
#19
Stop spreading misinformation.....if the damage is not your fault....ie you didnt hurt the car yourself or crash into someone or something at your fault then they cannot legally raise your rates unless you have a track record of filing claims which he has already stated this is his first.....there is no harm in asking if your rates will increase and most likely they will not....
The only thing I had to pay was my deductible when my car was keyed and debadged
The only thing I had to pay was my deductible when my car was keyed and debadged
Aug 13, 2006, 06:04 AM
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Originally Posted by WRC-GO
Dayum, tough luck there! I debate with myself constantly about where to park the MR. Today, I ducked in for breakfast and found a spot kind of in the back of the restaurant's lot, but where I knew I could get a seat (in the smoking section, lol - easier to get seated!) where I could keep my eye on it. I mainly suspect kids in this stuff, especially the keying et al. It's a tough call whether to hide it away (makes it easier for the perp to get away with it) versus putting it in full view (where others watching may discourage the miscreant.) One thing for sure, I'd better not catch anyone keying a car, ever, or there will be blood in the parking lot. 
BTW, I read further down the thread, and you don't have to worry too much about rattles - I've already had my dash, doors, everything, apart a couple times to install DVD/NAV and XM, and it went back together just fine. Still tight.
BTW, I read further down the thread, and you don't have to worry too much about rattles - I've already had my dash, doors, everything, apart a couple times to install DVD/NAV and XM, and it went back together just fine. Still tight.
Aug 13, 2006, 06:15 AM
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Originally Posted by sharkm87
wow 5000 miles in 1 and a half years............
Aug 13, 2006, 06:17 AM
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Originally Posted by dzuest
I would venture to guess that once you file a claim they are going to raise your Insurance rates. Probably why the guy changed the subject after he said to just claim the glass damge and get that fixed for free.
That would be my first question to them.. "If I file a claim will my rates go up?"
Most Insurance companies will do that. File a claim to get some back some of the thousands of dollars you pay them and they jsut end up charging you more.
Insurance Companies = Legal Extortion
That would be my first question to them.. "If I file a claim will my rates go up?"
Most Insurance companies will do that. File a claim to get some back some of the thousands of dollars you pay them and they jsut end up charging you more.
Insurance Companies = Legal Extortion
Aug 13, 2006, 06:26 AM
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Originally Posted by evrblazin
What time of day was this? If you were in the bank I assume it was the middle of the day... I can't believe there were not any witnesses and also that someone has the nuts to do that in broad daylight... sorry to hear
I forgot to add this to the original post - I had my V1 in the glovebox, and after I got home I realized the radio block off plate (standard in the RS) was popped loose. So I dont know if the dumbas* who did this tried to break in for the "radio" or what his motive was. Thankfully they never even opened the glovebox and saw the V1. I thought that was why they had broke into the car to begin with when I first saw tha car. I always take my V1 down when I park it, but leave the windshield mount up. I thought that whoever did it knew what a V1 windshield mount looked like. They werent that smart.
Aug 13, 2006, 06:28 AM
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Originally Posted by JDMevoBOOST
Stop spreading misinformation.....if the damage is not your fault....ie you didnt hurt the car yourself or crash into someone or something at your fault then they cannot legally raise your rates unless you have a track record of filing claims which he has already stated this is his first.....there is no harm in asking if your rates will increase and most likely they will not....
The only thing I had to pay was my deductible when my car was keyed and debadged
The only thing I had to pay was my deductible when my car was keyed and debadged
Aug 13, 2006, 06:31 AM
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Originally Posted by donmeca2020
bro, im sorry to hear that, either we have alota evo haters in this world or its all a coincidence. i dont know, but i hope everyone goes well for you with the insurance and what not.
Aug 13, 2006, 08:49 AM
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Progressive will have to fix everything to ''pre-accident condition''. You will have to pay your deductable. Progressive are a bunch of crooks too, so you will have to fight with them to get them to do everything right. We deal with them a lot at our shop and they are always trying to get out of paying us to fix things. They will try and persuade you to take the cheap way out, but dont do it, get everything fixed that was damaged. Thats why you pay insurance.
edit: Progressive sucks. I would highly recommend State Farm insurance, as they will pay to fix everything right, and you dont have to fight with them. They even check back with you to make sure the shop didnt skimp on the repairs. When I checked on insurance for my evo rs, progressive wanted over $125 more a month than state farm. You might want to look into it.
edit: Progressive sucks. I would highly recommend State Farm insurance, as they will pay to fix everything right, and you dont have to fight with them. They even check back with you to make sure the shop didnt skimp on the repairs. When I checked on insurance for my evo rs, progressive wanted over $125 more a month than state farm. You might want to look into it.
Last edited by uterus!; Aug 13, 2006 at 08:53 AM.
Aug 13, 2006, 01:58 PM
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Originally Posted by uterus!
Progressive will have to fix everything to ''pre-accident condition''. You will have to pay your deductable. Progressive are a bunch of crooks too, so you will have to fight with them to get them to do everything right. We deal with them a lot at our shop and they are always trying to get out of paying us to fix things. They will try and persuade you to take the cheap way out, but dont do it, get everything fixed that was damaged. Thats why you pay insurance.
edit: Progressive sucks. I would highly recommend State Farm insurance, as they will pay to fix everything right, and you dont have to fight with them. They even check back with you to make sure the shop didnt skimp on the repairs. When I checked on insurance for my evo rs, progressive wanted over $125 more a month than state farm. You might want to look into it.
edit: Progressive sucks. I would highly recommend State Farm insurance, as they will pay to fix everything right, and you dont have to fight with them. They even check back with you to make sure the shop didnt skimp on the repairs. When I checked on insurance for my evo rs, progressive wanted over $125 more a month than state farm. You might want to look into it.
I will post what the adjuster says tomorrow. He just said he would be at my house in the morning on Monday.
BTW-Does anyone know what category all of this would fall under? Would it be uninsured/underinsured property damage -or- comprehensive/collision?