Official EVO Insurance Thread
Feb 28, 2008, 06:36 AM
#215
Evolving Member
Join Date: Nov 2007
Location: US
Posts: 194
Likes: 0
Received 0 Likes
on
0 Posts
EVO Insurance... are my violations that bad? WTF
Alright so I spent last night doing Auto insurance quotes and with USAA... The cheapest out of the bunch was supposed to be the most expensive...
2003 SVT Cobra which was $487 per month with Progressive was only $287 with USAA...
But when I looked up an EVO... with progressive it just gave "Lancer" as an option and came out to $247.00
but with USAA it was a WHOPPING $597!!! What the hell... I am 22 and these are my violations.
Violation/Ticket Speed 11-15 over limit 06/21/2006 ME
Violation/Ticket Failure to stop at stop sign & yld r.o.w. 03/22/2006 ME
Violation/Ticket Fail to stop at steady red signal light 01/24/2006 ME
Violation/Ticket Speed 16-20 over limit 05/23/2007 ME
Is my driving record SO bad thats why the EVO insurance is rediculous? This is the car I want but hell I don't know if it would possibly fluctuation between insurance agencies... or if I should trust the progressive "Lancer" thing then I get into an accident and they don't cover the parts...
But if my record was SOOO bad then why the hell was an "SVT Cobra" only $287.00 per month.
Why is this crap so different?
2003 SVT Cobra which was $487 per month with Progressive was only $287 with USAA...
But when I looked up an EVO... with progressive it just gave "Lancer" as an option and came out to $247.00
but with USAA it was a WHOPPING $597!!! What the hell... I am 22 and these are my violations.
Violation/Ticket Speed 11-15 over limit 06/21/2006 ME
Violation/Ticket Failure to stop at stop sign & yld r.o.w. 03/22/2006 ME
Violation/Ticket Fail to stop at steady red signal light 01/24/2006 ME
Violation/Ticket Speed 16-20 over limit 05/23/2007 ME
Is my driving record SO bad thats why the EVO insurance is rediculous? This is the car I want but hell I don't know if it would possibly fluctuation between insurance agencies... or if I should trust the progressive "Lancer" thing then I get into an accident and they don't cover the parts...
But if my record was SOOO bad then why the hell was an "SVT Cobra" only $287.00 per month.
Why is this crap so different?
Feb 28, 2008, 06:41 AM
#217
Evolved Member
iTrader: (3)
Join Date: Jul 2007
Location: Nashville, TN
Posts: 951
Likes: 0
Received 0 Likes
on
0 Posts
I have a 30 MPH over ticket and the insurance barely went up, so I don't know.
Feb 28, 2008, 06:41 AM
#218
Violation/Ticket Failure to stop at stop sign & yld r.o.w. 03/22/2006 ME
Violation/Ticket Fail to stop at steady red signal light 01/24/2006 ME
Violation/Ticket Fail to stop at steady red signal light 01/24/2006 ME
I had 3 tickets on my record and some jackass cop claimed i ran a redlight (it was yellow damnit!!), and when that hit my record it went up $50 a month, more than double what the speeding tickets did to it.
But just be patient, itll go down eventually. I'm 32, married, and mines only $62 a month with progressive
Feb 28, 2008, 06:46 AM
#220
Evolved Member
iTrader: (1)
Join Date: May 2007
Location: Detroit Area
Posts: 903
Likes: 0
Received 0 Likes
on
0 Posts
man i just got a ticket last night, failure to stop at blinking light. i did stop!!!! i was downshifting! cop says "i didn't see your brake light" so iam like WTF! iam trying to keep a good record i have only gotten 1 other ticket in the evo.
Feb 28, 2008, 06:48 AM
#221
Evo insurance isnt that high..... I looked up a bunch of quotes since i've been looking for a new car or 2nd car...
I pay $200 a month on the evo...
205 335i
190 gti
200 is350
yukon denali 195
They were all in the same price range, I was looking to save some money where i can and selling the evo wasnt really going to give me the savings I wanted....
The wierd part is when i got the evo back in 05 my insurance doubled, I've had one ticket in the evo and that was only a tint ticket.
Sick of this insurance bs... Its just going up every year no matter if no one crashes them at all.... Complete BS
I pay $200 a month on the evo...
205 335i
190 gti
200 is350
yukon denali 195
They were all in the same price range, I was looking to save some money where i can and selling the evo wasnt really going to give me the savings I wanted....
The wierd part is when i got the evo back in 05 my insurance doubled, I've had one ticket in the evo and that was only a tint ticket.
Sick of this insurance bs... Its just going up every year no matter if no one crashes them at all.... Complete BS
Feb 28, 2008, 06:52 AM
#223
Evolving Member
Join Date: Nov 2007
Location: US
Posts: 194
Likes: 0
Received 0 Likes
on
0 Posts
I have had 4 violations... not one in the past 8-9 months! And it's reDICULOUS!
What about insuring an EVO under the "lancer" catagory from progressive.... it IS a lancer and they dont list Evolution as an option...
What about insuring an EVO under the "lancer" catagory from progressive.... it IS a lancer and they dont list Evolution as an option...
Feb 28, 2008, 06:58 AM
#225
Newbie
Join Date: Feb 2006
Location: St. Louis, MO
Posts: 15
Likes: 0
Received 0 Likes
on
0 Posts
I got a quote a while back from state farm for an evo because I am looking for one. It was only $110/month. I'm only 23, but I have a clean record.
The key to cheap insurance is multiple policies with your insurance provider. I have:
Civic Hybrid
SRT-4
Renter's
Policies on Jewelry
$1M Liability Policy
For all of these total I pay about $180/month with state farm.
Each one gives discounts to each other. I also have a ton of discounts though:
Good Student (Still on there from college)
Steer Clear (watched a DVD)
Multi-line
Multi-car
- Marcus
The key to cheap insurance is multiple policies with your insurance provider. I have:
Civic Hybrid
SRT-4
Renter's
Policies on Jewelry
$1M Liability Policy
For all of these total I pay about $180/month with state farm.
Each one gives discounts to each other. I also have a ton of discounts though:
Good Student (Still on there from college)
Steer Clear (watched a DVD)
Multi-line
Multi-car
- Marcus