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Official EVO Insurance Thread

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Old Feb 28, 2008, 06:59 AM
  #226  
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Originally Posted by R1ckyB0bbyyy
I have had 4 violations... not one in the past 8-9 months! And it's reDICULOUS!

What about insuring an EVO under the "lancer" catagory from progressive.... it IS a lancer and they dont list Evolution as an option...

They will run the VIN and it should come up as an EVO.
Old Feb 28, 2008, 07:01 AM
  #227  
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damn that is high...i have full coverage on my evo and liability on my civic and I pay $86 a month. Clean driving record though
Old Feb 28, 2008, 07:02 AM
  #228  
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Progressive will verify the vin before issuing the the policy. Then they will assign the higher vehicle symbol for the evo vs. the Lancer.

Insurance Co's dont look at the violations, they look at the points. You have 8 points, within 2 years and your 22yrs old. Frequency is the key. Also a company like Progressive will re- underwrite a policy each 6 months to check MVR's and clue reports for activity.
Old Feb 28, 2008, 07:02 AM
  #229  
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When I was looking into getting an Evo recently, USAA was almost double the quote I received from Allstate, and that was using the vin, and it had the car correctly wrote down. I would shop around if I were you, although USAA is about the nicest company out there. Allstate had the cheapest I could find, though i would suggest going to an Insurance agent to see if the could find something cheap.
Old Feb 28, 2008, 07:03 AM
  #230  
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also it does come up evo with progressive...just switched from them to liberty mutual
Old Feb 28, 2008, 07:03 AM
  #231  
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Gotta clean off that record, I hit 5 years with no violation this month, I had a baaaad history and I am now only paying 120/month and turn 25 in July...GOGO reduction!
Old Feb 28, 2008, 07:04 AM
  #232  
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I just turned 30 and got married. $1200 for the year. I have NO tickets though...
Old Feb 28, 2008, 07:04 AM
  #233  
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Progressive does not have the Evo listed, you have to call to get a quote on the Evo. But for kicks: my Porsche (~80k msrp value) is only 9 bucks a month more than the Evo. Evo has been among the list of most expensive cars to insure. If it sounds too good to be true double, and triple, check that the insurance company isn't insuring it as a regular Lancer, otherwise if it gets totalled, that's what you'll get back unless you're really lucky. (They run the VIN when you actually get insured, like others have said, so it should be fine, but for quotes you wanna check)
Old Feb 28, 2008, 07:10 AM
  #234  
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I've got 2 tickets on mine that come off next month. I'm paying 267 right now per month with progressive and I'm over 25. At fault wreck and speeding.
Old Feb 28, 2008, 07:11 AM
  #235  
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dude I had a zero record at 22 with a $7,000 car and I was paying $125/month in insurance. with 4 tickets on you record with a $30,000 car that really not that bad. learn to slow down and make complete stops man. be safe.
Old Feb 28, 2008, 07:14 AM
  #236  
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Originally Posted by 0zlancer
When I was looking into getting an Evo recently, USAA was almost double the quote I received from Allstate, and that was using the vin, and it had the car correctly wrote down. I would shop around if I were you, although USAA is about the nicest company out there. Allstate had the cheapest I could find, though i would suggest going to an Insurance agent to see if the could find something cheap.
I was just shocked because a buddy of mine has a significantly worse record... 3 suspensions in the past 2 years even. It got so bad he had to sell his SRT-4 because of it... bought a 1997 240sx and drove that around and it was still almost $250 a month... nothing was below $300+ from any company on even a slower FWD car...

He went to USAA and it all was almost cut in half...

I will just have to shop around I guess... but the thing is... with progressive. TWO of my tickets come off there records next year. (they go back 3 years)
Old Feb 28, 2008, 07:15 AM
  #237  
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I need to check my policy again, maybe USAA has me listed as a lancer cause my insurance is not that high
Old Feb 28, 2008, 07:24 AM
  #238  
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yeah, insurance gets pretty crazy out there.
i pay a little under $350/6 months

Last edited by dewood*; Feb 28, 2008 at 07:26 AM.
Old Feb 28, 2008, 07:41 AM
  #239  
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Doesnt it usually drop like a rock at age 25?
Old Feb 28, 2008, 07:44 AM
  #240  
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Yes Evo insurance is high. Look at all the accidents on this forum.

Teenagers and early 20's males buy these cars and do not know how to drive them so they crash them. Oh and a lot of Evo drivers live in apartments and stuff and park their Evos outside so they tend to get stolen, vandalized, or broken into. At least that's what the insurance statistics say, hence the high insurance rates.


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