Official EVO Insurance Thread
#1021
Evolving Member
I just got a quote from AAA on a 2012 MR with PA state minimums & Limited-Tort $3,800/yr. $500 deductible.
is there something I am not asking for that I need/do not need which would lower my cost?
#1022
Evolved Member
WTF...why does everyone on here have insanely low insurance rates? Am I missing something?
I just got a quote from AAA on a 2012 MR with PA state minimums & Limited-Tort $3,800/yr. $500 deductible.
is there something I am not asking for that I need/do not need which would lower my cost?
I just got a quote from AAA on a 2012 MR with PA state minimums & Limited-Tort $3,800/yr. $500 deductible.
is there something I am not asking for that I need/do not need which would lower my cost?
Random question -- do you have state minimums now with your current company? And how long have you been with them? Those are things that can have a pretty noticeable effect on your rates.
#1023
Evolved Member
iTrader: (12)
well I should clarify - I have a company truck as my daily, so this car is a "pleasure car" as the agent put it. I think that helps with the rates since you're not driving it everyday...? Because of my work truck, I also didn't get the rental stuff in the insurance policy
#1024
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WTF...why does everyone on here have insanely low insurance rates? Am I missing something?
I just got a quote from AAA on a 2012 MR with PA state minimums & Limited-Tort $3,800/yr. $500 deductible.
is there something I am not asking for that I need/do not need which would lower my cost?
I just got a quote from AAA on a 2012 MR with PA state minimums & Limited-Tort $3,800/yr. $500 deductible.
is there something I am not asking for that I need/do not need which would lower my cost?
#1025
Evolving Member
I have lived in Philly for two years and the entire time I did not have a car, so I have had a lapse in insurance for about 18 months. When I last had insurance I was under my parents name because I was still in school.
I am getting a car for work because I will need it to drive around, plus I have always been a car enthusiast and loved the evo.
#1026
Evolving Member
Philadelphia is just really that expensive. I even quoted myself with a few companies but as if I were in Philadelphia (easy when you work in insurance), and the rates were a lot like what you've been seeing.
Random question -- do you have state minimums now with your current company? And how long have you been with them? Those are things that can have a pretty noticeable effect on your rates.
Random question -- do you have state minimums now with your current company? And how long have you been with them? Those are things that can have a pretty noticeable effect on your rates.
So far I have called Esurance, AAA, & Travelers...AAA says they compare with other companies also.
Is there anyway I can use my parents address in Scranton, PA for a lower rate? What would I have to do?
#1027
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26, no violations or accidents, 730 FICO, I have an MBA, single, work in financing but switching to internet marketing sales.
I have lived in Philly for two years and the entire time I did not have a car, so I have had a lapse in insurance for about 18 months. When I last had insurance I was under my parents name because I was still in school.
I am getting a car for work because I will need it to drive around, plus I have always been a car enthusiast and loved the evo.
I have lived in Philly for two years and the entire time I did not have a car, so I have had a lapse in insurance for about 18 months. When I last had insurance I was under my parents name because I was still in school.
I am getting a car for work because I will need it to drive around, plus I have always been a car enthusiast and loved the evo.
#1029
Evolving Member
I can use my parents address in Scranton, PA but what would I have to do in order to have that work out? Just switch my address on my PA license? Or what? Let me know if you have any idea. Thanks.
#1031
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Just put your primary location of your vehicle as your parent's address when you get your quote.. of course, this is kind of a grey area thing if it's actually going to be in Philly most of the time
#1032
Evolving Member
Also, would I have to list as daily driver or pleasure?