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Official EVO Insurance Thread

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Old Feb 21, 2013, 10:23 AM
  #1126  
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Originally Posted by ILuvJDM
Do any of you guys have modification insurance?
I decided against it because of the fine print, and because I haven't invested a lot in mods yet. From my understanding, the aftermarket parts are severely devalued compared to OEM parts, which kind of makes sense, since OEM parts are severely inflated. The pay out for mod insurance just doesn't seem worth it unless you have some serious investment in mods.
Old Mar 16, 2013, 12:38 PM
  #1127  
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I used insurance premium rates before deciding to order my order (pick it up next month) - it was reasonable adding $140 to my existing policy for my Tacoma. Now I have the VIN, I called USAA to to future date the coverage, the quote with the VIN is more than $200/month higher than before. I'm looking at over $500/month now for the two cars. They have no explanation as to why the VIN made it jump up that much higher. I gave them a VIN of a new 335i with a MSRP of 62k and it was only $160 more to my policy. I don't get it. Why the hell is this car so expensive to insure??

For some info: the primary policy holder is 28, 1 ticket two years ago, active duty military and I am 24, clean driving record. We've both never had a single claim or accident. I am 100% certain something is off with the data provided by the new Evo's VIN. Another company asked me to confirm the MSRP and the lowest the system would allow was 60k. Unfortunately, insurance is all corporate and no one has the power to fix this.

Last edited by n52b30; Mar 16, 2013 at 12:46 PM. Reason: More info
Old Mar 16, 2013, 02:43 PM
  #1128  
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I have AAA. Full coverage 1k deductible and I pay $89/month. My driving record is clean, no tickets in the last 13 years, and Im 36.
Old Mar 16, 2013, 02:53 PM
  #1129  
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Originally Posted by n52b30
I used insurance premium rates before deciding to order my order (pick it up next month) - it was reasonable adding $140 to my existing policy for my Tacoma. Now I have the VIN, I called USAA to to future date the coverage, the quote with the VIN is more than $200/month higher than before. I'm looking at over $500/month now for the two cars. They have no explanation as to why the VIN made it jump up that much higher. I gave them a VIN of a new 335i with a MSRP of 62k and it was only $160 more to my policy. I don't get it. Why the hell is this car so expensive to insure??

For some info: the primary policy holder is 28, 1 ticket two years ago, active duty military and I am 24, clean driving record. We've both never had a single claim or accident. I am 100% certain something is off with the data provided by the new Evo's VIN. Another company asked me to confirm the MSRP and the lowest the system would allow was 60k. Unfortunately, insurance is all corporate and no one has the power to fix this.
Evo X is in the top 10 most expensive cars to insure, in 2012. Its expensive to insure, there is no argument.
I am 21 active military and I have usaa. I have 300comp and 300 coll. I pay 1100(183/mo) every 6 months, 1 car, clean record. This is an 08 MR.
Old Mar 16, 2013, 05:27 PM
  #1130  
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Originally Posted by TommiM
I have AAA. Full coverage 1k deductible and I pay $89/month. My driving record is clean, no tickets in the last 13 years, and Im 36.
About what I pay with AAA. In fact, was just lowered to $80/month.
Old Mar 16, 2013, 10:12 PM
  #1131  
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I am 27 in SoCal no tickets and i was paying $107/month with Progressive when i first got my Lancer but i recently switched to State Farm for $66/month.
Old Mar 16, 2013, 10:35 PM
  #1132  
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I am 20 and pay 130 a month on a clean driving record in Springfield, Mo.
Old Mar 20, 2013, 03:05 PM
  #1133  
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PHX, AZ, got a 2010 SE, I pay 120 a month with 500/500 deductibles with USAA.
Old Mar 20, 2013, 03:39 PM
  #1134  
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I Pay 154/month for 12 X GSR with State and I am 21 clean record
Old Mar 25, 2013, 05:50 AM
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I called to get a quote. I told them I was looking at an 08 EVO. They said they didnt have that as an option. So my quote was like 300 for 6 months.
Its also the 3rd vehicle on my policy
Old Apr 2, 2013, 07:23 PM
  #1136  
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I'm 22 with '12 GSR. No tickets, but one at-fault accident 2 years ago..

$483 a month
Old Apr 11, 2013, 03:48 PM
  #1137  
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what insurance do most people have on there evos?
Old Apr 11, 2013, 03:52 PM
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Originally Posted by justhansel
what insurance do most people have on there evos?
expensive.
Old Apr 11, 2013, 04:38 PM
  #1139  
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I'm 20 and pay 165 full coverage with 1000 deductible by esurance. No tickets my 370z was cheaper to insure :/
Old Apr 11, 2013, 05:49 PM
  #1140  
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Originally Posted by TommiM
expensive.
haha yes. i got quoted at 306$ a month from state farm a couple months ago.


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