Official EVO Insurance Thread
Dec 20, 2007, 11:26 AM
#127
I have an 06 Evo IX insured with Progressive as a second car, that only drives a few hundred miles a month... Anyways I pay 535.00 for 6 months or 98.00 a month...
Iam 26yrs old and have another daily 1997 mits galant that I pay 40 bucks a months or something through liberty mutual...
Iam 26yrs old and have another daily 1997 mits galant that I pay 40 bucks a months or something through liberty mutual...
Dec 20, 2007, 11:38 AM
#128
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Soooo I had to jump into this convo...lol!
#1 - there is no such thing as a average insurance policy. Asking people across the nation is what they are paying is going to get you nowhere.
Insurance is a custom product - there are so many factors that go into your pricing ranging that you can't compare your policy to someone else without alot of info. For example - What kind of liability do you have, $20,000, $50,000, $100,000,$1M ? Liability or full coverage? What kind of deductibles?
If you did want to compare - what would you be paying if all things were equal.
Secondly - How is your license?Where do you live? Credit? Accidents? What kind of car? What about your household - do u live by yourself or do you have kids ? I can go on and on...
All I want to get across is you need to speak to a licensed, reputable broker before you make a decision. Sure GEICO might give you a good price, but 9 times outta 10 they are giving you the crapiest coverage available without running you your license. You sign up and then then bam 3 weeks later - your price goes up. Often people are uninformed on a purchase that is very important (whether you believe it or not) an should look more into the policy then the price.
Just my 2 cents!
If anyone has questions - please feel free to ask!
#1 - there is no such thing as a average insurance policy. Asking people across the nation is what they are paying is going to get you nowhere.
Insurance is a custom product - there are so many factors that go into your pricing ranging that you can't compare your policy to someone else without alot of info. For example - What kind of liability do you have, $20,000, $50,000, $100,000,$1M ? Liability or full coverage? What kind of deductibles?
If you did want to compare - what would you be paying if all things were equal.
Secondly - How is your license?Where do you live? Credit? Accidents? What kind of car? What about your household - do u live by yourself or do you have kids ? I can go on and on...
All I want to get across is you need to speak to a licensed, reputable broker before you make a decision. Sure GEICO might give you a good price, but 9 times outta 10 they are giving you the crapiest coverage available without running you your license. You sign up and then then bam 3 weeks later - your price goes up. Often people are uninformed on a purchase that is very important (whether you believe it or not) an should look more into the policy then the price.
Just my 2 cents!
If anyone has questions - please feel free to ask!
Dec 20, 2007, 11:50 AM
#129
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Have Progressive:
$500 deductible
FREE PET CONVERAGE
Can't remember exact #'s of converage...but it is Full everything....both my cars are covered like as if they were leased...which is typically higher coverage...both my cars are owned no payments have both titles
'06 Honda Civic Sedan
'06 GG IX GSR
Six month Payment (just Renewed Dec.18) was $555.00....like paying $92.50 each month for the two cars.
Im 29 wife is 28...no tickets no accidents no plan in the future for either
$500 deductible
FREE PET CONVERAGE
Can't remember exact #'s of converage...but it is Full everything....both my cars are covered like as if they were leased...which is typically higher coverage...both my cars are owned no payments have both titles
'06 Honda Civic Sedan
'06 GG IX GSR
Six month Payment (just Renewed Dec.18) was $555.00....like paying $92.50 each month for the two cars.
Im 29 wife is 28...no tickets no accidents no plan in the future for either
Dec 20, 2007, 12:31 PM
#130
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State Farm
$30K Insurance on my rental property
05 Nissan Xterra
06 Evo IX SE
$200 a month and that is with $100 deductable. I have several speeding tickets as well. One of which is a reckless driving.
I'm 27 and married.
$30K Insurance on my rental property
05 Nissan Xterra
06 Evo IX SE
$200 a month and that is with $100 deductable. I have several speeding tickets as well. One of which is a reckless driving.
I'm 27 and married.
Dec 20, 2007, 04:58 PM
#131
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If you want a reliable answer, consult whoever gave you the loan, and consult the insurance company. Do be prepared for them to tell you no however. Some people prefer to be blissfully ignorant, but that may bite you in the end if they (insurance) decline your future claim. Check the fine print and as another person said, consult a professional.
Dec 24, 2007, 01:22 PM
#132
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Insurance costs
I'm almost out of college and have always wanted an evo, my dreams are about to come true and I couldn't be happier. I was wondering what is everyone paying for insurance? My car payments are looking nice and low but I have yet to get an insurance quote and what with it being Christmas eve I don't want to bug them 
Specify if its full or liability please.
Specify if its full or liability please.
Dec 24, 2007, 01:35 PM
#133
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well i pay full coverage and pay about 78 bux a month... but i am still underneath my parent's insurance... 2009 Evo IX GG SE and i think for most people ... their insurance starts at that amount and goes MUCH HIGHER from there
Last edited by bmguser; Dec 24, 2007 at 01:36 PM. Reason: missing word
Dec 24, 2007, 01:39 PM
#134
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i got full coverage with 8 years no accidents or tickets and i pay 90 bucks a month
progressive for me had the cheapest rates......also i got modifiers insurance
the younger you are the more it will prolly be
progressive for me had the cheapest rates......also i got modifiers insurance
the younger you are the more it will prolly be
Dec 24, 2007, 01:40 PM
#135
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That sounds so low. I work at discount tire and even my managers are sayin it will cost me almost if not the same as the car payments.
Anyone with no tickets on their record (like myself) paying something really high?
Anyone with no tickets on their record (like myself) paying something really high?