Evo Stolen! Totaled! Help.
Jun 2, 2009, 12:30 PM
#17
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My insurance company has always been good to me. I have had 2 civics stolen from me and both were considered total loss, I got the high end of blue book value for both.
Jun 2, 2009, 12:31 PM
#18
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It happened in Silver Spring..a lawyer sounds pretty good..im going to contact the court house and start making calls. What happened to me was not cool at all and i hope it happens to nobody else.
My whole family is thankful that the outcome was like this because it could've ended a lot worse. I hope they all become the new jail house toy! I hope there's a lawyer that would really help me..everytime i go outside and see some dude with short hair or even a white t-shirt my heart jumps
i miss my evo but it is what it is
im ok that's all that matters
Now my main concern is transportation. the 30 day rental will be up in 2 wks..will i be left alone and have to search for a new car..i was lucky i got a loan for this one by myself. no one in my family has credit..and im 19. how am i ever gonna get a loan out 4 a new car??? all though i've made payments on time wouldn't i still seem risky to creditors?
if anyone has any suggestions please
My whole family is thankful that the outcome was like this because it could've ended a lot worse. I hope they all become the new jail house toy! I hope there's a lawyer that would really help me..everytime i go outside and see some dude with short hair or even a white t-shirt my heart jumps
i miss my evo but it is what it is im ok that's all that mattersNow my main concern is transportation. the 30 day rental will be up in 2 wks..will i be left alone and have to search for a new car..i was lucky i got a loan for this one by myself. no one in my family has credit..and im 19. how am i ever gonna get a loan out 4 a new car??? all though i've made payments on time wouldn't i still seem risky to creditors?
if anyone has any suggestions please
Jun 2, 2009, 12:34 PM
#19
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insurance might try to "F" you. Most try and some dont. My ex wife worked for Travelers and they just paid out all the time practically. Erie does that too that I know of.
GAP is deff a good thing to have. I get it all the time.
Also sucks this happened to you. Too bad you cant conceal carry down there. I actually didnt realize this and last time I went to Baltimore I carried just cuz I didnt trust the area.
GAP is deff a good thing to have. I get it all the time.
Also sucks this happened to you. Too bad you cant conceal carry down there. I actually didnt realize this and last time I went to Baltimore I carried just cuz I didnt trust the area.
Jun 2, 2009, 12:39 PM
#20
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it may be tough to get the credit cuz of your age and the economy but if you got a loan 4 months ago your chances would be just as good now I would say. hopefully your insurance company will cut you a check before you have to turn in the rental. but even if they do it most likely won't be for the whole amount of your loan so how to get rid of the remainder will be the pain in the a$$ cuz suing for the remainder won't help you 2 weeks from now. as long as you still owe on this evo getting a loan for a another one will be tough. so try picking up some cheap pos that u dont need to get a loan for so that once the current loan is taken care of you can go out and get the evo.
Jun 2, 2009, 12:43 PM
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Jun 2, 2009, 12:48 PM
#24
Didnt know that those states dont have GAP. Honestly just trying to point out cars and car parts are easy to replace. Health and body parts ... not so easy. I feel really bad for this girl. I think about someone doing this to my wife or my nieces pretty sure I would have blood on my hands.
DC/MD/VA doesn't have GAP insurance as far as I know. And the market value on Evo's is way down. Given she has a 06 IX MR. Probably owes more then the car is worth at this current moment in time. (No Offense at all to OP here )
I'm really glad your alive and well Gun Point cars getting stolen in MD is like my backyard. I thought it only happened on the Other coast and in NY.
Lawyer it up
And don't fret, the others are right you can get another evo and plenty of money to make it badarse.
)I'm really glad your alive and well
Gun Point cars getting stolen in MD is like my backyard. I thought it only happened on the Other coast and in NY.Lawyer it up
And don't fret, the others are right you can get another evo and plenty of money to make it badarse.
Jun 2, 2009, 12:49 PM
#25
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Call a lawyer - Insurance company is out to F you. Especially on a Total Loss. You can also use the lawyer to go after the culprit that stole your car for everything the insurance company doesn't cover and more for your terrible ordeal.
Edit: if any of them were minors you can go after their parents money too
Edit: if any of them were minors you can go after their parents money too
Jun 2, 2009, 01:26 PM
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Only morons and the uninformed think this way. If you're stupid enough to buy from a no-name local Ins company or only buy based off of price, you deserve what you get. Progressive is a top rated Ins agency for both customer service and claims. She'll get ACV (actual cash value) based on an NADA value of the vehicle. Gap coverage through your lender or loan/lease payoff through Progressive would've been the best idea if it was avail. The cheapest Ins isn't always the best, most jackasses don't realize that. Progressive also has a top financial rating which means they have no reason not to hold their end of the bargain. This situation sucks and nothing that the Ins. company pays out will probably replace the Evo 100%. It's the wrong market for that. However you did say you only had it for 3 months so maybe you got a decent price on it yourself. One thing is for sure though, you DO need to get an attorney for what happened. Having a gun pulled on you is grounds to sue for pain and suffering as well as the financial deress they caused. Good luck.
Last edited by MrMeaner; Jun 2, 2009 at 01:40 PM. Reason: grammar
Jun 2, 2009, 01:50 PM
#29
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Only morons and the uninformed believe think this way. If you're stupid enough to buy from a no-name local Ins company or only buy based off of price, you deserve what you get. Progressive is a top rated Ins agency for both customer service and claims. She'll get ACV (actual cash value) based on an NADA value of the vehicle. Gap coverage through your lender or loan/lease payoff through Progressive would've been the best idea if it was avail. The cheapest Ins isn't always the best, most jackasses don't realize that. Progressive also has a top financial rating which means they have no reason not to hold their end of the bargain. This situation sucks and nothing that the Ins. company pays out will probably replace the Evo 100%. It's the wrong market for that. However you did say you only had it for 3 months so maybe you got a decent price on it yourself. One thing is for sure though, you DO need to get an attorney for what happened. Having a gun pulled on you is grounds to sue for pain and suffering as well as the financial deress they caused. Good luck.
After personal experience with my wife being hit by someone with progressive and receiving no help from her insurance (Erie) I disagree but, I'm an uniformed moron apparently.
Long story short, a guy ran a stop sign, t-boned her 3 week old Lexus, after being cut out of the car, Progressive started jerking us around with "we don't know if it's totaled" BS, and still hasn't paid her medical bills. It wasn't until a lawyer friend contacted them a few months in that they totaled the car. Sounds good to me, right?
Oh, and look what you do for a living.
Last edited by hotrod2448; Jun 2, 2009 at 01:54 PM.
Jun 2, 2009, 01:59 PM
#30
****ing bastards. I dont even own it any more and that pisses me the F off. Man i feel bad for you. And i thought i had bad luck with that car. First the hood and trunk and now this? You need to move!
RIP silver06evo9mr
