Wish mine was like that. Mine go of NADA and they have to see the car in person before releasing the funds.

 

I typically would never buy a car that is heavily modified, you just dont know what your getting yourself into.
When i was looking for my evo. I found a great car with afew bolt ons that needed a little tlc. Plus the price was right so i bought it...

 

Most def. this

... and then this.

I think in general people are more comfortable with a stock motor then a rebuilt one. There are a lot of variables to consider.

 

good to know that some credit unions will give extra money for a loan. i can understand people's concerns about a car with a built motor and who it was built by. it's still a tough decision. is there as much of a concern from buyers if the stock motor is originally from the car or from another car? since i have a 4g64 long rod motor, i would need to purchase a stock motor to replace it.

 

I just want a stock or bolt on evo 9 for less then 20k in cali. Why so hard?!

 

Sometimes.. mostly because there is no concrete way to verify the mileage on the "stock" motor that was installed.... Or how you actually got another 'stock' engine.
For example, that car was totaled, stripped, stolen.... etc

All around a crap shoot, personally, I'd rather buy a vehicle with a built motor by a reputable builder then one which had another 'stock' motor installed.
Unless the stock motor was a crate engine from a dealer.

 

Most credit unions will allow you to pay 20-30% over NADA or KBB value ( mine used NADA which is notoriously low)

I have Navy Federal bought three cars through them all good experiences