Another Totaled Evo 8 :( Now what?
#17
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This has to be some sick twist of fate! I just got offered that exact same amount from an insurance company that wants to total my car out. They went and found two Evos that both sold for under 10k and compared my car too them. Gonna try and fight it and see if I can get a better offer or I may just have my insurance fix the car and not deal with the B.S. Wish you good luck in whatever you decide!! Just hope it turns out better for the both of us!
#18
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Well, its been quite a ride. Last week I had spoke with a representative who was unwilling to work with me. He said the value was determined by NADA and could not be negotiated 'per state regulations' (which only states it must be used as a guide), I could not get my vehicle back even as a parts car (because they could not 'track if I would put it back on the road'), and I could not remove after market parts minus the sub/amp. I would believe maybe one of those 3 things, but not all 3 in 1.
So after going back and forth with my insurance, we've come to a point where I think I'm satisfied... They did not budge on the value of the car, however I can have them find me a "comparable car" (Same year/make/model, options, and Mileage within 10%). If they find one for that price, then great, if not insurance will pay the difference on the cost of the car. Additionally I can in fact keep the car. I have to wait for another appraiser to look at the car to determine if I will get a class A/B salvage title (parts only or repairable), so it can be parted out, or sold as is (if anyone wants it). That will be determined in the next couple of days.
So after going back and forth with my insurance, we've come to a point where I think I'm satisfied... They did not budge on the value of the car, however I can have them find me a "comparable car" (Same year/make/model, options, and Mileage within 10%). If they find one for that price, then great, if not insurance will pay the difference on the cost of the car. Additionally I can in fact keep the car. I have to wait for another appraiser to look at the car to determine if I will get a class A/B salvage title (parts only or repairable), so it can be parted out, or sold as is (if anyone wants it). That will be determined in the next couple of days.
#19
Evolving Member
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Whats funny is, I got my AS Evo 8 a year ago, and when I got it the bank used nada to determine how much theyd loan me, and it was 12,300. That sucks for sure though man. I feel like Im on a motorcycle when I drive the Evo, constantly scanning for someone to pull out in front of me or rear end me or some ****. And as was said, that damage doesnt look that bad. Unless the core support was mangled beyond fixing, it doesnt look terrible. Do you have an impact bar? I dont, my intercooler is too big.....scary thought...
One last thing.....that windshield banner is ****ing awesome.
One last thing.....that windshield banner is ****ing awesome.
#21
Evolving Member
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I wouldn't budge. You can take a collision claim up the chain to a supervisor (who I'm sure is involved already), that supervisor's supervisor, and then one beyond that even. That's what it took on my claim to get a second look at it after the rep told me my only recourse was a lawsuit.
They do bend, especially if they can be proven wrong. And generally, unless you're trying to scam them, the written law is on your side, even if judges in non-jury trials lean toward the insurer.
They do bend, especially if they can be proven wrong. And generally, unless you're trying to scam them, the written law is on your side, even if judges in non-jury trials lean toward the insurer.
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