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Old Jun 10, 2004, 12:01 PM
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http://www.pgac.com/

I went from paying $1188/6mo. for a 1989 Toyota Pickup with Progressive to paying $840/6mo. on the Evo with Permanent General. 24 y/o, single, 5 points on liscence, and absolutely no credit. I'm also blacklisted from Geico for once racking up 26 points when I had my GVR4 and was paying $4380/yr through them.

Insurance Hate List:

Geico - Owns a portion of the largest supplier of laser speed-check devices, coincidently they donate millions of dollars in Lidar and Radar equipment to police agencies across the country. Hmmm, I wonder why?

State Farm - First to institute credit score effecting your insurance rates. They say people with bad or no credit are worse drivers. True or false? They dont know either, there is no current study to show this relationship, they just went ahead and pulled this one out of their ***.
Old Jun 10, 2004, 12:10 PM
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I have Mercury insurance and they have the best prices so far. I have had many quotes from about everyone under the sun, but no luck with getting a better deal.

Unfortunately you will have to stick with your parents, but you could always have them shop around for a better deal...
Old Jun 10, 2004, 12:53 PM
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Its all in the age bro. The younger you are the more you will pay. They see you as a high risk driver. I will be purchasing my Evo by the end of the year & got quated $135.00 a month. And i am 28. No tickets very clean record very bad niegborhood...
Old Jun 10, 2004, 01:35 PM
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Out of all the problems I came up with, I never thought it would be insurance
Old Jun 10, 2004, 01:38 PM
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$490 Every 6 Months - Full coverage, 03' Evo,

Clean Record, Previously Insured on w/ a Camaro SS

22, Car in my name - as a daily drive.

My advice - shop around, if you're a good student - take a good student discount, it saves a lot.
Old Jun 10, 2004, 01:45 PM
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Word~ Donor.

I'm 25 (almost 26 in August). I pay about $850 every 6 month with $500 deductable on All State full coverage insurance.

So I'm paying about $1700 a year, which I thought was a theivery, but it's not so bad when you divide that and pay it every month.

I have seat belt ticket and a speeding ticket from 1 1/2 year ago.

Last edited by plokivos; Jun 10, 2004 at 01:48 PM.
Old Jun 10, 2004, 04:20 PM
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1,200 every 6 months, 20 (21 in 6 months), one ticket for 10/over about a week before i got my car, so I don't know if it will go up after court date). Car in parents name, listed as recreational vehicle.
Old Jun 10, 2004, 04:27 PM
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Why is everyone trying to give a false impression on the cheapest rates? Sure, you can get relatively low rates in the boonies. But as mentioned, places like Los Angeles, New York, Jersey will have high rates. So when you mention your "low" rates, please specify the zip code of the insurance. Don't try to brag about it.
Old Jun 10, 2004, 04:40 PM
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Originally Posted by CLeeEvo
Why is everyone trying to give a false impression on the cheapest rates? Sure, you can get relatively low rates in the boonies. But as mentioned, places like Los Angeles, New York, Jersey will have high rates. So when you mention your "low" rates, please specify the zip code of the insurance. Don't try to brag about it.

1400/yr. 60614. Basically downtown chicago. I live/park in a highrise if that gives you a better picture.

Backwoods kentucky, where i grew up, is _more_ expensive. Many rural areas have much higher rates of fraud so their prices are often higher.

Last edited by donour; Oct 4, 2004 at 12:06 PM.
Old Jun 10, 2004, 04:55 PM
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I live in a high insurance cost area, my rates are 66 a month for the evo, 31yoMarried male, mulit-car, multi-line (house insurance) through state farm
Old Jun 10, 2004, 07:20 PM
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Try to post your prior performace car and insurance price.


Suburban Louisiana 02 SVT Focus $550/6mo. 04 EVO (when it gets here) $680/6mo.


I agree with whoever said the sample sizes for the insurance industry were messed up. But looing at the #of evo's sold and just the wreck threads I've seen here, I really dont think I want the insurance co's to have a stastically valid sample on these cars.
Old Oct 4, 2004, 11:51 AM
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i pay 168 a month for full coverage...that is with my friend being a insurance aganet.......and 2 points against me.
Old Oct 4, 2004, 12:36 PM
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;(

atleast you dont live in nj!!! it sucks man jersey is the #1 highest insurance throughout the nation... lets see i have 7 insurance points, 20 y/o , full coverage under my parents and i pay $300 a month and thats after all the discounts i could possibly get lol

our insurance is so high b/c ppl are so impatient drivin here there all about racing, cuttin you off so they can get home or wherever they want to faster i see atleast 4 bad accidents everyday comin home from work on the garden state parkway

i think ima move to fl
Old Oct 4, 2004, 03:02 PM
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Originally Posted by TheGVR4kid
State Farm - First to institute credit score effecting your insurance rates. They say people with bad or no credit are worse drivers. True or false? They dont know either, there is no current study to show this relationship, they just went ahead and pulled this one out of their ***.
makes sense to me. it's about responsibility. people who are irresponsible with their creidt are more likely to be irresponsible on the road. as much as you wanna hate on state farm, they've always treated me right...low premiums, no questions asked on comprehensive claims, etc.
Old Oct 4, 2004, 03:14 PM
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99$ a month in tampa w/state farm and ive got a couple of tickets w/ avarage credit im 25 when i was 16 i had a 73 454 corvette and paid 250 a month its all in the age


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