This is a great way to go. ... if you still need a co-singner im sure if you have that kind of money your parents or uncle ect would do it... even if you put 20K down and have the other 10K to pay it off thats fine... make a couple of payments as planned and then pay the rest off in a big chunk.... Paying off a 4-5 year loan in under a year is a big credit boost. thats how i got financing for my evo. i bought a car and paid it off in 1 year, went to the dealership to get the evo and got a KILLER rate. and im only 21

 

hey RAleigh i used to work for a company you moght be familiar with, Flow

we had tons of stores in winston-salem

 

Never heard of them. what kind of store was it

 

I worked in the charlottesville va store but they own every dealership but two in winston-salem

 

Lucky dog. My first car was a Datsun F10, quite possibly the uglyest car ever made. (this pic doesnt do it justice, it was much worse)

 

Ohh... thats cool. the Leith family owns everything around here....

 

my family is all overseas, and I don't think they want to fly over here just to co sign.

If i put 20 down, and then pay the rest off all at once on the first payment due date, would that be fine?

 

yea same principle applys in my mind

Its all about early payoff/consistancy.

Make sure you open an account with the money they are going to give you... that way you have a loan (that will pay off early) and you wont get denied for a bank account if you are going to open it with 30K

 

I went down for VW training and stayed at the hilton off of 11 (i think) nice town but leith does seem to own everything plus you guys have two nice malls in a small area which kept my wife out of my hair for several hours

 

you want to keep the loan for at least 6 months in order for it to really show up and make a differance

 

LOL.. . thats cool. yea the girls like the malls around here... well we are way OT. hit me up on im at rukeysersoze if you want to bs more about NC

 

Really? i did not know that.. actually now that i think about it it takes about 3 months to get there and they take forever to show that it is paid. it took my other loan 3 months to show that it was paid without a letter from the bank

 

you can pay a whole car in cash....but really they like you to finance as they get kickbacks and good relations with the banks...as well as makin more in the long run....so don't tell them your payin cash like it makes a diff.
Dave

 

if you want to pay outright for a car buy an RS and we can have a stereo put in for you and with 30k you dont have to worry about payments, just another option because those are availible to but only in red and white

 

by the way it takes those good bank relations in order to get some people financed in case thats new info for you there are such things as sub-prime customers and it can be a lot of work to get them financed but i have a good friend who is driving a new ralliart instead of a buy here pay here escort