Not looking to ask anything too personal, just looking for a gauge of measurement here. Since I'm in the market for a brand new evo X and will be trading my 05 SSL. What was your down payment, monthly apr and payment. I want to see where. I may stand before I go into the dealership. I'm looking to get atleast 13k for my evo.

 

I endorse this approach without reservation. The one time I crawled into a dealership, they called the cops.

 

Lmfao....

 

Cracked me up.

Edit: New sig.

 

Just use a payment calculator:

http://www.bankrate.com/calculators/...alculator.aspx

My interest rate is 2.9% and I put $0 down. My payment is high though because of negative equity so my payment amount would not help you any

 

Was it tough for you to get a loan

 

Getting a loan depends on your credit.

I'm with a credit union, their UI is awesome. I applied, logout and log back in, loan approved for 2.84%.

I would recommend getting preapproved first before you negotiate!

I also used Costco, Edmunds, Truecar...etc., to get the best pricing and arm with the CU loan, I contact the Internet department and usually get invoice or below, if you're willing to travel a bit.

I'm in the market as well, but going use. Good luck!

 

I'm with navy federal credit union so ill try and get pre approved.

 

Like mentioned above, your rate is dependent on your credit. Mine is financed through Mitsu Financial.

 

I'm probably not the ideal situation but I took my loan out for 84 months at 3% flat. My payment is like $595 or something like that. It was a GSR with every option but the sunroof and the leather so OTD with tax was over $45,000 I believe. I only put down a grand out of pocket on mine though as well.

 

Unless you have a large down payment, I would always put $0 down if possible. It's almost money wasted

 

I'm debating between doing $0 down or trading in my VIII. But I'm SO hesitant, I love that car

 

If you can afford 0 down and the payment, you can always buy it and sell yours later. But if you decide later old car and no payment (assume) is better, then you'll be underwater with selling the new one.

Ever thought of maybe just keeping your 8 and getting a DD if you're going with two cars?

I'm kind of in a similar boat, I have my 2001 Tacoma TRD, paid off, been great and insurance is really cheap, and resale is great. I might regret if I trade in or sell...

 

Bought mine brand new this year. I put down 4k, my interest rate is 1.69% (through PNC bank), I financed 72 months(?), I added a few maintenance plan options etc...ended up financing about 34k total, payments are like ~520. If you get that much for your current evo, you'll be in decent shape.

 

I'm thinking going $0 down instead of trading my VIII in. It might not be best financial situation for me to get an X but I can't he,p myself laughing out loud