"A voluntary repo with a payment plan for a balance is a hell of a lot easier to deal with or explain to a new potential creditor than just trying to blow off what you owe and having a major negative mark on your credit report. Think about your future, not just what's happening to you today. You'll have to live with this decision, as well as any other financial decisions you're probably contemplating right now that can affect your credit report, for the next seven years. "





!!!!As stated above, this is the best way hands down., !!!

 

good lord this thread was a long time ago!

 

Oh ya, he must be screwed by now. that's gotta suck....