FIRST RULE of buying a car through a dealer... Never finance through the DEALER lol...

GO to your local #1 AUTO finance bank.. and get pre approved.. rates are as low as 3.5% on a car new or used. thats my current bank rates now.. Banks are loaded with money right now and are fighting each other for loans.. hope this helps

 

Agreed. I am not sure your dealership is this way but I would think they are all the same. Once I decided that the Ralliart was for me, I applied online, got approved for 0% financing and called the dealership. The rest is history.

 

ya im rockin a 2.9% at 559 a month for 5 years however i have been overpaying, i purchased my car in may or june of 2009 and im now below 19k on my car! so almost done considering i payed out the door 29.5k(taxes,tags, and freight cost). Btw im financed by Mitsubishi motor credit america. I went thru the dealership to get that done. Havent had a problem ever since.

do what suits you and will be in your best interest. Just check around sometimes prior to purchasing your car. But i think i recieved a good rate so i stuck with it and didnt mess around.