Notices
Southeast Region Includes AL, FL, GA, NC, SC, TN, KY.

Insurance/Ticket help

Thread Tools
 
Search this Thread
 
Old Feb 17, 2007 | 10:15 AM
  #1  
keevo54's Avatar
Thread Starter
Evolved Member
iTrader: (2)
 
Joined: Jul 2005
Posts: 583
Likes: 0
From: Atlanta
Insurance/Ticket help

I recieved a ticket in Athens, Ga a two weeks ago and have some questions. I was speeding and have no problem paying the fine, but I am nervous about insurance increases. I am 19 and this is my first ticket. The ticket was for 18mph over, and 14-18 over in Ga is a 2 point infraction.

Does anyone know if there is a deferral program and how/who do I ask to be a part of the program? If I talk to the solicitor and get it lowered to where it is still speeding but no points are assessed, will my insurance be able to see the speeding infraction on my record and do you think they will raise my rates? What exactly would a nolo plea do for me(if the jusge accepts the plea), will it lower the speed so no points are asessed or cause the ticket to be dropped?

Sorry about the number of questions and I realize they are not all black and white,
but any help is appreciated.

Thanks
Old Feb 17, 2007 | 10:16 AM
  #2  
whitersevo's Avatar
Evolved Member
iTrader: (15)
 
Joined: May 2006
Posts: 1,082
Likes: 0
From: Arizona, FTW
lol go to traffic school..
Old Feb 17, 2007 | 11:31 AM
  #3  
EM1toEVO's Avatar
Evolving Member
iTrader: (7)
 
Joined: Aug 2005
Posts: 333
Likes: 0
From: near ATL
You don't need to plead "no lo". Use it for something important. Your ticket is not that bad at all. I live in Athens and the cops are kinda strict around here.I got a 40 over ticket on loop 10 in Nov. It was a $300 fine for me, and I almost went to jail(married 28 yr old). I couldn't even use "no lo" cause it was so bad. I didn't even know I was going that fast. I was just speeding up to pass someone. Really taught me to be careful and watch my speed. I will probably get hit hard on my insurance.
Old Feb 17, 2007 | 11:41 AM
  #4  
Stop&TurnFreak's Avatar
Evolved Member
 
Joined: Dec 2003
Posts: 945
Likes: 0
From: NC
If you are truly worried, get a lawyer....best thing I ever did......as I have no points, still, and more importantly, no speed competition.
Old Feb 17, 2007 | 11:49 AM
  #5  
Professional's Avatar
Newbie
iTrader: (6)
 
Joined: May 2006
Posts: 52
Likes: 0
From: Norcal
keevo, im not familiar with the laws in Ga, you should contact the courts office and ask them so you can have a definitive answer. If there is an option to take traffic school, do it!
Old Feb 17, 2007 | 11:52 AM
  #6  
Professional's Avatar
Newbie
iTrader: (6)
 
Joined: May 2006
Posts: 52
Likes: 0
From: Norcal
Originally Posted by EM1toEVO
You don't need to plead "no lo". Use it for something important. Your ticket is not that bad at all. I live in Athens and the cops are kinda strict around here.I got a 40 over ticket on loop 10 in Nov. It was a $300 fine for me, and I almost went to jail(married 28 yr old). I couldn't even use "no lo" cause it was so bad. I didn't even know I was going that fast. I was just speeding up to pass someone. Really taught me to be careful and watch my speed. I will probably get hit hard on my insurance.
WOW...40+ that is crazy dangerous. please refrain from speeding that fast... i know we have fast cars... but we have to be responsible. "with great power, comes great responsibility" - spiderman's uncle
Old Feb 17, 2007 | 12:08 PM
  #7  
keevo54's Avatar
Thread Starter
Evolved Member
iTrader: (2)
 
Joined: Jul 2005
Posts: 583
Likes: 0
From: Atlanta
Originally Posted by Professional
keevo, im not familiar with the laws in Ga, you should contact the courts office and ask them so you can have a definitive answer. If there is an option to take traffic school, do it!
I will do that. I personally went to ask but the lady would not tell me anything because they could be held liable and i could sue them. I will call and try to ask someone.
Thanks for everyones advice so far.
Old Feb 17, 2007 | 12:10 PM
  #8  
keevo54's Avatar
Thread Starter
Evolved Member
iTrader: (2)
 
Joined: Jul 2005
Posts: 583
Likes: 0
From: Atlanta
Originally Posted by EM1toEVO
You don't need to plead "no lo". Use it for something important. Your ticket is not that bad at all. I live in Athens and the cops are kinda strict around here.I got a 40 over ticket on loop 10 in Nov. It was a $300 fine for me, and I almost went to jail(married 28 yr old). I couldn't even use "no lo" cause it was so bad. I didn't even know I was going that fast. I was just speeding up to pass someone. Really taught me to be careful and watch my speed. I will probably get hit hard on my insurance.
Did you end up getting a lawyer or did they just lower it so you could keep your liscence? If you used a lawyer and you liked him could you send me his contact info.
Old Feb 17, 2007 | 04:04 PM
  #9  
steevo's Avatar
Evolved Member
iTrader: (3)
 
Joined: Jul 2005
Posts: 572
Likes: 0
From: South
Did the cop already give you a break at 18mph over? If not, ask the judge to lower it to 14mph in exchange for a guilty plea. If he accepts there will be no points and it will not go against your record or insurance. So many students there hopefully the judge will give you a break...GL.
Old Feb 17, 2007 | 04:10 PM
  #10  
Lou Sapphire's Avatar
Newbie
iTrader: (7)
 
Joined: Oct 2006
Posts: 57
Likes: 0
From: CALI
Damn tickets. I cant get a ticket cause I have a class A license.
Old Feb 17, 2007 | 04:38 PM
  #11  
keevo54's Avatar
Thread Starter
Evolved Member
iTrader: (2)
 
Joined: Jul 2005
Posts: 583
Likes: 0
From: Atlanta
Originally Posted by steevo
Did the cop already give you a break at 18mph over? If not, ask the judge to lower it to 14mph in exchange for a guilty plea. If he accepts there will be no points and it will not go against your record or insurance. So many students there hopefully the judge will give you a break...GL.
No the cop did not give me a break. If it is lowered to 14 over, the ticket doesn't go on my record? I have heard that it is still reported to the DMV and will show up on my record, but I have also heard like you said that it will not show up; does anyone know for sure?
Old Feb 17, 2007 | 05:11 PM
  #12  
EM1toEVO's Avatar
Evolving Member
iTrader: (7)
 
Joined: Aug 2005
Posts: 333
Likes: 0
From: near ATL
No breaks for me-except for not going to jail. They can take you to jail for 40 over. I got really lucky. I wasn't even trying to go fast. I just dropped a gear and passed someone and must have gotten up to speed very quickly. I learned my lesson! I didn't have a lawyer. I talked to one and they said i would more than likely get the same judgement with or without one representing me. I possibly could have gotten the points dropped but the lawyer fees alone would have been $750. We'll see if it was worth it in the long run.
Old Feb 17, 2007 | 07:14 PM
  #13  
JuancaROD's Avatar
Evolving Member
iTrader: (5)
 
Joined: Aug 2005
Posts: 360
Likes: 0
From: Miami, FL
I had a ticket the day after last thanksgiving, it was 32MPH over the limit and according to FL laws I had to go to court to get the speeding fine, traffic school, license points, etc. I called one of those traffic lawyers and he charged me $56, he represented me at court (I didn't even had to be there), the judge dismissed the case so I still have a clean record.

You should contact one of those lawyers.
Old Feb 18, 2007 | 10:00 AM
  #14  
keevo54's Avatar
Thread Starter
Evolved Member
iTrader: (2)
 
Joined: Jul 2005
Posts: 583
Likes: 0
From: Atlanta
bump
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
Google
Northeast Region
27
Nov 23, 2003 08:43 PM




All times are GMT -7. The time now is 01:20 AM.